Analyst - Credit Portfolio Analysis & Benchmarking (REMOTE)

Company: Macy's
Location: Deerfield
Posted on: February 20, 2025

Job Description:

Bring Your Amazing Self to Work
At Macy's, Inc. we're on a mission to create a brighter future with bold representation for all. This is our Mission Every One. We know that each person here is unique. So we respect and invest in each individual to create growth, pride, and satisfaction. If we are able to bring our whole selves to work, it translates into a more abundant and wider array of ideas and energy for all to benefit from. Our success will be built on amazing colleagues, working together.

Job Overview
The Manager, Credit Portfolio Analysis and Benchmarking supports the Credit management team, acquiring industry information, developing models and analyzing data, benchmarking, and presenting results related to the organization's credit portfolio. This role includes support for the benchmarking and alignment of credit card and customer loyalty programs with publicly available macroeconomic and competitor KPIs. The manager applies a strong analytical background, expertise in the use of appropriate tools, and maintains a customer-centric mindset to drive business insights, strategic growth initiatives, and marketing activities in a fast-paced retail environment.

What You Will Do
Credit Portfolio Benchmarking

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• Track and analyze economic data produced by governmental and industry sources for both macroeconomic and credit card specific KPIs.
  
• Track and analyze results from card issuers, merchants card portfolios, and other industry participants. Benchmark the results against Macy's credit portfolio and related loyalty program features
  
• Create proformas and postmortem result analysis.
  
• Work with finance, risk management, and data analytics teams to retrieve necessary data from Macy's systems as well as other systems and sources.
  
• Oversee, track, and lead growth related projects
  
• Track and report on past, current, and future credit and loyalty related growth projects and strategies.
  
• Develop high quality presentations that accurately communicate insights and results to executive management.
  
• Partner with cross-functional teams, including marketing, operations, customer service, and finance, to drive continuous improvements and growth.
  
• Monitor and assess the effectiveness of current policies and processes, providing recommendations for improvements as needed. Benchmark against industry KPI.
  
  
  Skills You Will Need
  Analytical Expertise: Advanced quantitative skills with proficiency in tools like Tableau, Power BI, and Excel.
  Presentation Expertise: Advanced skills with presentation creation using tools like PowerPoint, photoshop, and others.
  Credit Portfolio: Understanding of credit products, risk principles, and the consumer lending industry.
  Communication: Exceptional skills in presenting insights and actionable recommendations to stakeholders.
  Strategic Vision: Ability to align credit and loyalty strategies with broader organizational objectives.
  Project Management: Ability to track, monitor, and report on multiple projects with the objective of ensuring on-time and on-budget results.
  
  Who You Are
  
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  • Dedicated to fulfilling ideals of diversity, inclusion, and respect that Macy's aspires to achieve every day in every way.
    
  • Candidates with a bachelor's degree or equivalent work experience in a related field are encouraged to apply.
    
  • 5+ years of experience in credit portfolio management, financial reporting, or loyalty program analytics, preferably in the retail industry.
    
  • Regularly required to sit, talk, hear; use hands/fingers to touch, handle, and feel. Occasionally required to move about the workplace and reach with hands and arms. Requires close vision.
    
  • Able to work a flexible schedule based on department and company needs.
    
    
    What We Can Offer You
    
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    • An inclusive, challenging, and refreshingly fun work environment
      
    • Competitive pay and benefits rooted in principles of equity
      
    • Performance incentives and annual merit review
      
    • Merchandise discounts
      
    • Health and Wellness Benefits across medical, dental, vision, and additional insurance
      
    • Retirement Savings Plan with 401k match opportunity
      
    • Employee Assistance Program (mental health counseling and legal/financial advice)
      
    • Resources for continuous learning, career growth, and leadership development
      
    • 8 paid holidays
      
    • Paid Time Off (first year prorated depending on start date)
      
    • Tuition reimbursement program
      
    • Colleague Resource Groups (CRGs) and give-back/volunteer opportunities
      
    • Empowerment and autonomy to perform impactful work with tangible results
      
      
      About Macy's
      Now is an exciting time for a Macy's career as we continue to focus on creating exciting and memorable experiences for every Macy's customer, whether their journey starts online or in the store. Our opportunities in Sales, Merchandise, Operations, Customer Service, Warehouse, Marketing, and other areas let you express your creativity and commitment to excellence, grow your career and make a difference to your Macy's colleagues and customers.
      Bring your creativity, energy, and ideas to the Macy's team - Apply Today!
      This job description is not all-inclusive. Macy's, Inc. reserves the right to amend this job description at any time. Macy's, Inc. is an Equal Opportunity Employer, committed to a diverse and inclusive work environment.
      
      FINANCE00

Keywords: Macy's, Cleveland , Analyst - Credit Portfolio Analysis & Benchmarking (REMOTE), Accounting, Auditing , Deerfield, Ohio